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Monday, October 21, 2013
Do their marketing people know?
I usually just blow off the cheery cashier at Target who is trying to sell me a Redcard.
I let her finish her spiel about how much money it would save me to have a Redcard and how easy it is to apply and then I say, "No, thank you. I have enough cards to carry around."
But right now I'm trying to order something for Christmas from the Target website so I want a Redcard so I don't have to pay shipping costs.
I can also save 5 percent on the things I'm trying to order.
So I have been trying to sign up.
I waded through the online application and gave away semi-private, personal information so I could get a Red debit card.
I stressed a little over handing over access to our bank account but reminded myself about how often I shop at Target and convinced myself it would be fine.
The note on the application said "Take a seat and wait a bit while we see if your banking institution will allow this transaction."
I did that. I took a seat and waited.
Pretty soon I checked to see if a couple of small bits of money had been deposited and pulled back out of our account.
One transaction had been posted and retrieved.
So I went back to confirm and finish my application.
The Redcard people wanted evidence of two such transactions.
It wouldn't budge without two.
I waited some more and then decided, "Heck, I don't need it to be a debit card."
So I started over and tried to apply for a credit card instead.
It was almost instantly approved.
But, hold it.
Now I have to wait 7-10 days for it to come in the mail unless I want to start shopping now with a temporary account.
I tried to do that but the button saying I agree to their electronic messaging won't work.
I'm back to the Redcard square, waiting.
I'll give it a week and then, dang it, I'm going to complain to the cheery cashier.